is a wage garnishment?
An IRS wage garnishment is a type of levy or “seizure”
of assets. In this case it is a levy of wages earned. The wage
garnishment is different from other types of levies in that, it
will continue until the debt is paid off, or until it is released.
As you can imagine, a wage garnishment would have a seriously
damaging effect on your financial ability to pay for everyday
necessities like your house payment, car payment, food, etc.
is the IRS garnishing my wages?
The IRS usually only resorts to a wage garnishment once they
have tried to collect unpaid or back taxes by other means and
were unsuccessful. In most cases, it is a final effort by the
IRS to get your attention and your cooperation in paying off
your tax debt.
does a wage garnishment work?
You must owe a tax debt (tax assessment)
The IRS has tried to contact you at the last known address
They have mailed you written notice that you owe a tax debt
(demand for payment)
You have either 1) neglected to pay, or 2) refused to pay
the tax debt in question within the allotted time period (notated
on the demand for payment)
The IRS has sent you a final notice of intent to levy, and
a notice of your right to a hearing at least 30 days prior to
the levy being imposed.
An IRS wage garnishment is actually a form of an administrative
levy. Because of this fact, the IRS not legally required to
obtain a court order before processing. However there are still
a few requirements that they must meet before they can.
Requirements for the IRS to file a wage garnishment
Also, just a quick note about the Statute of Limitations as
it applies to IRS audits. Unless the IRS suspects tax fraud,
they can only go back 3 years to audit any return you file (from
the date you file). However, if the IRS does suspect tax fraud,
or a gross understatement of your income, then they can go back
up to 6 years.
wages are being garnished by the IRS, what do I do?
If your wages are being garnished by the IRS, you already know
first hand how devastating this can be. But don’t give
up – there is hope, and we can help!
Getting an IRS wage garnishment released is difficult, but
not impossible. Remember, the IRS does not want to ruin your
life, just get paid what they are owed. This is where a tax
resolution specialist can help you. A qualified tax professional
can speak to the IRS on your behalf, get to the root cause
of the problem, and begin to get the matter resolved
If you have recently received a Demand for Payment, or an
Intent to Levy, you need to act quickly. Please consider speaking
with a tax professional to at least discuss your options.
To speak directly with a tax advisor at our firm, call us
at (888) 918-8121. The call is free, the
consultation is free, and you are under no obligation to hire